Lynch Wealth Management and Financial Services

Financial Management in Ormskirk and Southport

Lynch Wealth Management Ltd provides itself on giving totally independent, jargon free financial advice to individuals and companies in a transparent and honest manner. By being Independent it means that we are not tied to any providers / services. We will work on your behalf using our knowledge of the whole market place, having the freedom and experience to recommend unbiased financial strategies.

We never forget that our client relationships are our most valuable assets and looking after them is paramount.

Mr & Mrs Whiteside, Southport

Like a lot of folk we didn’t know which way to turn for advice on how to invest an inheritance that we had received from my parents. Initially we put it in a bank account but it became apparent very quickly that the interest it gave us wouldn’t be enough. Some friends of ours had been through a similar situation a few years earlier and recommended that we speak to Gary. He explained our options in a very simple manner and recommended a solution that meets all of our goals. The investment provides us with a nice level of income for social purposes and Gary reviews it each year to ensure that it keeps performing as it should.

Mr & Mrs Whiteside

Mr Edwards, Warrington

I was aware that as I was over 55 years old I could release some money from my pension. I must admit that I was concerned when I heard that a colleague of mine at work had released some money from his pension without consulting with an adviser and ended up with a large tax bill. I met Gary and he explained in simple terms how I could achieve my goals. I ended up consolidating a few pensions and releasing the amount of money that I required without paying any tax. The rest of my pension fund has performed much better than it did before I met Gary so I consider the amount that I released to be free money.

Mr Edwards

Mrs Bradshaw, Bamber Bridge

I really appreciated Gary’s guidance and help during the recent organisation of my retirement benefits. Without his invaluable expertise it would have meant negotiating an unknown minefield of paperwork, for which I was totally unprepared. At last I can relax now in the knowledge that all the paperwork has been dealt with in the correct manner.

Mrs Bradshaw

Ms Murphy, Fulwood

Gary has looked after my financial affairs for over 10 years now. He has consistently given me very good sound advice and explained in ‘easy to understand’ language. It can be overwhelming when it comes to sorting out pension advice but Gary has always made everything clear to me.

I have no hesitation in recommending this company because you will always get the same high level of experience and service no matter what size your business is.

Ms Murphy

Mr & Mrs McCormack, Leyland

I had reached early my sixties and wasn’t sure what my retirement looked like financially. Like most of my work colleagues I had accumulated a number of pensions from previous jobs but didn’t know what they meant to me. I met Gary and he explained in simple terms where we were financially and showed us how I could afford to retire earlier than we had expected. I have been very happy with everything he has done and we are enjoying our retirement knowing that Gary is there for us.

Mr & Mrs McCormack

Mr Jones, Ormskirk

Just to say how pleased I am with Lynch Wealth Management Ltd handling my financial affairs. Gary has been taking care of me for 7 years and the returns during this period have been excellent and I have every confidence in Lynch Wealth Management’s ability over the coming years.

I was previously with a National IFA firm and since moving to Gary the level of service and care have been second to none and I have every confidence in the future with his guidance.

Mr Jones

Building your wealth for the future you deserve

For those who are approaching when they want to start working less or even retire, their key concerns are usually:

How can I make sure that I have enough money to retire when I want to?
How can I make sure I’ve got enough money in retirement to enjoy the lifestyle I want?
Can I afford to Retire at 55?
I’ve heard about the Pension Freedom rules but what do they actually mean for me?
What Pensions or Investments do I have and how are they performing?
I have an ISA but can I use it to provide me with an income in the future?
Will I need Tax Advice to have enough money to leave to my family financially secure when I die?

It’s never too late to start planning for your retirement. If you are coming up to the age when you want to retire or just start working less, then it’s essential that you have everything in place to achieve the retirement you want to have.

How do Lynch Wealth Management help?

Firstly, we’ll spend time getting to know you and your situation. As everyone has different plans for the future we’ll get to the heart of when you want to retire and the kind of retirement you want to have. Once we have established your plans, we’ll use our years of knowledge and experience of giving Independent Financial Advice to develop a plan. This plan will be completely bespoke to you and your goals and in simple terms it will explain how you will achieve them.

With your bespoke plan in place, you can relax, safe in the knowledge that you’re doing all you can to achieve the retirement you want to enjoy.

Our recommendations in your bespoke plan may include:

Consolidating your Pensions or setting up a new Pension
Investment planning into an ISA or Investment Bonds.
Re-mortgaging or Equity Release.

Providing financial services to Ormskirk, Southport, Skelmersdale, St. Helens, Wigan, Preston, Lancashire, Merseyside and the Northwest.